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No down payment? A new program could help – Crystal and Anastazio Belmontes spent the past few years working on cleaning up their credit record and saving money to buy a Phoenix home. The couple had cash in the bank and was looking at houses.
Arizona Down Payment Assistance Programs – The down payment assistance can potentially cover all of your down payment and closing costs. No first time home buyer requirement for most programs. The assistance money received is a silent second that has no interest, no payment and is forgiven monthly over the first three years of home ownership.